Moving house is never just about packing boxes and hiring a truck. It’s an expensive, time-consuming process with a lot of hidden costs that can catch you off guard. From bond payments and utility connections to cleaning fees and removalist charges, the expenses add up quickly—and if you’re not financially prepared, the move can put serious strain on your budget.
So, how much does it cost to move? More importantly, how can you cover those costs without falling into financial stress? Let’s break it down.
The True Cost of Moving: What You’re Paying For
The total cost of moving depends on where you’re moving to, how much stuff you have, and whether you’re using professional services. But no matter your situation, there are a few unavoidable expenses.
1. Upfront Rental Costs
If you’re renting, your biggest upfront cost will be the bond.
- Rental Bond: Typically four weeks’ rent, which needs to be paid before moving in.
- Advance Rent: Most landlords require two weeks’ rent in advance, meaning you’ll need at least six weeks’ rent upfront.
- Pet Bond (if applicable): Some properties charge an extra deposit if you have pets.
For example, if you’re moving into a $550-per-week rental, you’ll need at least $3,300 upfront for bond and advance rent alone.
2. Removalist Costs
Hiring a professional removalist can make life easier, but it’s not cheap.
- Small Moves (1-bedroom apartment) → $300–$700
- Medium Moves (2–3 bedroom homes) → $800–$2,000
- Large Moves (4+ bedrooms or interstate) → $2,500+
So, if you’re moving within the same city, a DIY move with a rented truck or trailer can cost as little as $100–$200, but it does require time and effort.
3. Cleaning Fees
Most landlords require tenants to leave a property professionally cleaned. If you don’t do it yourself, expect to pay:
- End-of-lease cleaning: $250–$600, depending on the property size.
- Carpet steam cleaning (if required): $100–$300.
Remember, always check your lease agreement to see if professional carpet cleaning is mandatory. Some landlords try to charge for this even when it’s not required.
4. Connection and Disconnection Fees
When you move, you’ll need to set up electricity, gas, water, and internet at your new place. Some providers charge connection or disconnection fees, usually:
- Electricity & Gas Setup: $30–$90 per service.
- Internet Setup (if a new connection is needed): $50–$150.
- Early Termination Fees (if breaking a contract): Can be $100+ for utilities or internet.
Tip: Some utility providers waive connection fees if you switch to them as a new customer—always ask before paying.
5. Insurance & Other Miscellaneous Costs
- Moving Insurance: If you’re using a removalist, check if they include insurance. Otherwise, it may cost $50–$200 for additional coverage.
- Temporary Storage: If there’s a gap between moving out and moving in, a storage unit can cost $100–$400 per month.
- Mail Redirection: Redirecting mail via Australia Post costs $35–$70 for 3 months.
Total Estimated Cost of Moving
| Expense | Estimated Cost Range |
| Bond & Rent in Advance | $2,000 – $5,000 |
| Removalists or Truck Hire | $300 – $2,500+ |
| Cleaning Services | $250 – $600 |
| Utility Setup & Disconnection | $50 – $300 |
| Storage (if needed) | $100 – $400 |
| Mail Redirection & Miscellaneous | $50 – $200 |
| Total Estimated Cost | $3,000 – $9,000+ |
How to Cover Moving Costs Fast Without Debt Stress
If you don’t have thousands saved up for moving expenses, there are ways to get the money quickly without taking on high-interest debt.
1. Use Your Rental Bond Refund (If Possible)
If you’re moving from another rental, your previous bond refund could help cover the cost of the new one. However, bond refunds can take up to 14 days to be processed, so this isn’t always an immediate solution. If you need your bond back faster, submit your claim as soon as you move out. If the landlord doesn’t dispute it, you’ll get it sooner.
2. No-Interest Loans & Support Options
- No Interest Loan Scheme (NILS): If you’re eligible, NILS provides up to $2,000 for essential expenses, including moving costs, without interest or fees.
- Advance Rent Assistance (Centrelink): If you receive government benefits, you might qualify for rent assistance or an advance payment.
- Relocation Assistance (for Job Seekers): Some employers or government programs offer financial support for moving to take up a new job.
3. Side Income & Selling Unwanted Items
If you need cash quickly, selling items you no longer need is one of the fastest ways to make money before moving.
What Sells Fast?
- Furniture you don’t want to move
- Electronics, laptops, and gaming consoles
- Clothes, shoes, and handbags in good condition
- Appliances like air fryers, microwaves, and vacuums
Where to Sell: Gumtree, Facebook Marketplace, Cash Converters (for instant cash).
4. Use a 0% Interest Credit Card (Only If You Can Repay Quickly)
Some credit cards offer 0% interest on purchases for up to 12 months. If used wisely, this can spread out costs without paying interest—but it’s only a good option if you’re confident you can pay it off before the interest-free period ends.
5. Quick Online Loans (If You Need Funds Urgently)
If other options aren’t feasible or quick enough, an online loan can be a practical solution. Online loans typically offer fast approvals and can transfer money into your account within 24 hours. Just be sure to choose a reputable lender, clearly understand the terms, and borrow only what you can comfortably repay to avoid future debt stress.
Smart Ways to Reduce Moving Costs
If you’re feeling overwhelmed by moving expenses, here are some practical ways to save money:
- Move on a weekday: Removalists charge less on weekdays compared to weekends.
- Do the cleaning yourself: A deep clean could save you $300–$600.
- Compare utility providers: Some companies offer free connection and bill credits for new customers.
- Use second-hand boxes: Supermarkets and local Facebook groups often give them away for free.
- Ask friends to help instead of hiring movers: Even if you cover fuel and lunch, it’s still cheaper than paying professionals.
Moving house is expensive, stressful, and full of hidden costs, but with the right approach, you can manage it without financial strain. Planning, using available resources, and cutting unnecessary costs will help you cover expenses without relying on debt.
Start budgeting for your move as early as possible—and if you need extra cash, explore options like bond refunds, side income, or no-interest loans before resorting to expensive credit.
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