If it is your wish to get onto the first rung of the property ladder, join the queue because there are literally hundreds of thousands of other Australians here in Melbourne, trying to do the exact same thing. Getting your first set of keys to your property is an exciting prospect, but you need to do your homework and due diligence before signing on the dotted line. Just because a property looks fantastic from the outside, it doesn’t tell you what’s going on inside. There may be nightmare neighbours that only come to life in the evening.
Trying to find the property of your dreams can be a thing of nightmares if you don’t know exactly what you’re doing. It would be an impossible task to start treading the pavements, looking for a suitable property. This is why you talk to the people at Fresh Start Advisory Melbourne because they know the local area like the back of their hands, and they can point you in the right direction. Getting yourself the right kind of agent should be at the top of your list of things to do.
If you are currently looking for your first property to buy here in Australia, the following are some pieces of advice that you should pay attention to.
Know Your Spending Limit
This helps greatly when trying to narrow down properties that you can afford, and others that you just need to walk away from. There is no need to upset yourself, realising that you can’t afford a property that you thought was perfect for you and your family. Talk to your lender first, before you start looking for your first property. Once you have a good idea of what it is that you can afford, it makes it easier for your agent to narrow things down a little.
Make a List
This list should contain some of the things that you need for your property to have, and some of the things that you want, if possible. Once again, it helps to narrow down the number of options that you have available to you. Once your agent knows exactly what it is that you are searching for, it makes it easier for them to find your dream home.
Be Aware of What You Are Signing
If you do find a property that you feel is perfect, don’t just rush to sign your name on a contract. It is an exciting time, but it’s important that you don’t get carried away in the moment. Get your agent to give you a copy of any documents that you are expected to sign. This will give you time to calm down, really read the document, and then decide if you want to commit yourself to a mortgage over the next 30 years.
If you follow these three pieces of advice, there’s no reason to believe that you won’t be able to find your dream home.
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Click the links below for any posts you have missed:
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