Hello World! Welcome Friends! Whether you are using a self-storage unit to house your garden furniture and tools, during the winter months, or the family memorabilia that you do not want to throw away, you want to know that items are safe, and protected against danger. The good news is that storage units are secure places in which to keep a variety of items, from furniture to cars, and children’s toys.
But, what happens if unforeseen problems occur? Are the items you place in self-storage covered by insurance? Let’s take a look at some information you may find useful.
Why Self-Storage Units are Secure
When you sign a self-storage contract, you are given a key to the unit. You are the only person who has access to this key. This means that you are the only person who can see what is stored in the unit, and who can gain access to the unit, without forcing entry.
You can choose to store whatever you want in your self-storage unit, with a few exceptions. You can move things in and out of storage, and you can be comfortable that they are securely stored, as soon as you turn the key and the lock, and take it with you.
Problems that you Need to Insure Against
You can see that keeping your belongings in self-storage is as secure as it can be. You can also help to ensure that items remain safe, by storing them in the correct manner. But, what if an unexpected event occurs?
There could be a fire, a flood or a forced break-in at the storage facility. Of course, insurance was invented to offer protection, in the event of an unexpected occurrence. But, are your items automatically insured when you place them in self-storage. The answer to this question is probably not.
How to Ensure your Belongings are Insured
If you are going to make use of a self-storage unit, you need to check your home contents insurance policy. Many policies cover items, even when they are not in your own home. If you have any doubts, you should check with your insurance provider. It’s important to note that even if you do have coverage, it may not be at the same level as it would if your property was stored in your home. Make sure you read the details of the policy carefully.
If you do not have coverage for the items you are storing, you should invest in self-storage insurance. You should be able to find a reputable provider online. It can also be a good idea to ask the self-storage provider for help. Many providers can give you the name of a company that can help you with coverage for your belongings.
Whether you are moving home, or simply need a place to keep rarely used belongings, self-storage can be an excellent solution. You just need to make sure that the items you store are fully protected by a suitable insurance policy.
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Toodles,
Thanks for the info and the reminder that we need to take care of our possessions.