Hello World! Welcome Friends! Dealing with any type of fire is a stressful and life-changing event. Did you recently have a house fire and are not sure what to do now? You are in the right place, we are going to go over what to do after a house fire to help this overwhelming process go a little smoother. You can also find more information by visiting fire damage restoration.
Insurance Agent
First on the list if you have not called your insurance agent yet, go ahead and call them right away. Discuss your options with your agent before dealing with contractors and public adjusters. Trust us you will start receiving calls from multiple contractors and adjusters offering you deals to help you put your house together again.
You can get the process started right away for fire damage claims. The sooner you start the process the faster you can have your home and your life back in order.
Damaged vs Undamaged Property
The insurance company is going to want an inventory list after they inspect your home and what you lost. In this list, you want to separate all your damaged property from your undamaged property. As per experts at floridahomeclaim.com, you must attach a copy of the bills, mentioning the purchase date and product description along with the serial number in the list.
Submitting a list along with receipts for the items will make the process easier but if you lost those receipts during the fire try to request copies of bank statements for when you bought the items. If you have any pictures this can help as well especially if you do not have any receipts.
Cooperate With the Insurance Company’s Investigation
A fire claim typically becomes a top priority for an insurance company. They have an adjuster come out to see the loss in as little as 24 hours. Do your best to be available for any meetings where they need you present, and return their calls as quickly as possible if you miss a call.
If they request any paperwork from you, give it top priority and complete it and return it as quickly as possible. The more you cooperate the faster they can settle your claim and help you take care of your losses.
Find a Temporary Home
If your home is not habitable look for a place to stay in the meantime. Double-check if your homeowner’s policy includes coverage for “Loss of Use” or “Loss of Rents.” This coverage will pay for shelter, food, and clothing for a certain period of time after your loss.
Now You Know What to Do After a House Fire
Hopefully, we have been able to help clear up some confusion on what to do after a house fire. This by no means is an easy situation or a situation anyone wants to find themselves in but having the above information will make it a little less stressful.
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Click the links below for any posts you have missed:
The Best Way to Style a Sunroom
How Does Building Inspection Help to Safeguard Your Investment?
5 Must Have Essentials for your Home
Putting Your Stamp on a New Home
Converting Your Attic Into A Bedroom
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